
After I determined what my 2017 goals are, I compile a list of action to complete every month to stay on track to meet my goals. I use each month to make baby steps toward accomplishing each goals.
Starting the New Year off on a good note by getting organized, making extra money, paying down debt, investing and getting together tax paper work. I call this my dry month, no unnecessary spending in January.
January To Do List:
My Job is ending in 5 weeks so I need to pay off my American Express asap. I do not need any unnecessary money going out while I am not working. Keeping all fixed expenses low as possible.
Plan of Action:

All the items I am selling on EBay...
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