10 Ways I prepared for Unemployment

 Since I have been on a financial Diet, I have cut my spending down, paid off debt, and saving more money.  At the same time do things that makes me happy.

Starting in the Spring 3 Months I am not working so I have to tighten my budget even more. Here are 10 ways I prepare for unemployment. 

1. Pay off credit card debt, 

2. Cancel subscription 

3. Cut expenses 

4. Pay up as many expenses for 2-3 months 

5. Cut back on spending 

6. Sell any and everything 

7. Work Side hustles 

9. Use Groupons, gift card and Fun Jar

10. Saved money

This is when I rely on savings, selling stuff and working my side hustles.  I also rely on reward programs to supplement my purchases and Groupons, gift cards and Fun Jar for activities.  During this time I challenge myself to save money.  Who saves money while they are unemployed?  Since I paid some expenses 2 months ahead, I only have one full month of bills to pay.  That way I am not stressing over money during these 3 months I am off.   

Now  that I prepare myself for unemployment I can relax a little and have fun playing in my closet.

 

 
 

 

 

2016 Investment Challenge Results

The last 6 months had been very hard to stay focused on my Investment Challenge. Between moving, becoming a landlord, my birthday, unexpected car repairs and rental property repairs. No wonder I was able to save anything. 

After returning from my Spring travels to my surprise we were moving back to our other house. That was the beginning of unexpected spending. After moving, repairs had to be done on my house before the renter could move in.  No shopping was easy until my birthday month . Of course I went over board with Chanel Fanny pack and Gucci Slides. Next there were unexpected car repairs and then more rental property repairs.

Even though there were a lot of unexpected money spent I am happy to announce 98% of my 2016 Challenge was reach.

1. Invested 11,000 by 12/31/16. 
2. Bought stocks and a mutual fund.
3. Build dividend income to 211.44 year ($1788.56 to go).
4. Build up passive monthly income 868 ($132 to go).

2016 was a amazing year financially. Saving almost 45% of my income. Learning to face my fears and not let the unknown keep me from learning new ways to make my money work for me. Every step of the way I was learning and investing at the same time. No I not rich, but starting the year of with one stock, 0 dividends to end the year with 7 stocks, one mutual fund and $211.44 in dividends is a good start.

No, it was not easy and I still have a long way to go so I am going to continue this Investment Challenge for 2017.

 

2017 Investment Challenge

Invest 10,000 by 12/31/17.

Buy index funds

Build dividend income to 2000 year ( long term )

Biuld up passive monthly income 1000 month

This year I am buying less and saving more, no more buying disposable clothes. No more buying clothes just because I want something new. I will use what I have in my closet and get rid of stuff I don't use or need. Getting my money worth in 2017.

Check out new YouTube Video 1 Dress 9 Ways 

https://youtu.be/AkZlbZSNBWs

 

Detox Bath Time

Do you need to unwind or just relax after a long hard week or day? A detox bath is so relaxing, inexpensive, and easy to do. It even help with sleeping.

• Epson salt
• Sea salt
• Baking soda
• Essential oil / Bath oils
• Bath bomb
• Bubble bar
• Candles
• 2 bottles of water
• Music

 

 

   

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Chanel Bracelet Collection

 

 

 

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Chanel Valentine Gift Guide

• Book
• Lip balm
• Twist and spray
• Mirror
• Charm bubs
• Colone
• Card holder
• Scarf
• Soap

What I am wearing...  

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Traveling in Style

 

 

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Fringe Sweater.....

  ve this time of year. As soon as I feel a little chill in the air, it is time to go shopping for New Fall Items. After cleaning out my closet by;

• getting rid of unwanted items
• selling items on eBay
• Donating the rest to Goodwill

Now it is time to update last year favorites with a few new items New item added this year Vintage Sunnies Chanel lip stain Chanel Earrings Fringe Sweater   Last Year repeats DIY Studded Hat T shirt Studded Jeans Moto Botties Vintage belt Vintage Chanel necklace

     

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8 Ways to Reuse Roses

After planting a rose garden in February, I knew I had to figure out how to reuse my roses. I have fresh rose clippings almost everyday.

After enjoying the beauty and smelling their lovely fragrance here is 8 ways I reuse my roses.

1. Rose Water

2. Rose Tonic with witch hazel

3. Potpourri

4. Rose Bath

5. Rose Facial Steam

6. Romantic Tonches

 

7. Muslin Sacks for drawers

8. Gift Packaging

 

 

 

 

 

 

 

 

 

 

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Sweetwater Creek Tripping

 

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