Let's talk about credit.. This is a subject that most people don't want to talk about. Only 27 % of our population have excellent credit and even less have flawless credit.
Why is good credit important? There are plenty of reasons why this information is crucial: not only does a better credit score get you low interest rates on loans and credit cards, saving you thousands of dollars in interest payments, and it can be the difference between paying large deposit or just signing your name. Also you are in a better position when it comes time to apply for a job. Many employers are interested in the credit worthiness and financial responsibility of their potential employees, so many businesses run background checks to determine the stability of your credit. How to keep good credit: